COMMERCIAL RESIDENTIAL   CONVENTIONAL SMALL BALANCE HARD MONEY CASH ADVANCE HARD MONEY Loan Size $750k to $20M+ $250k to $3M $1M to $20M+ $500k $135k to $3M FICO Limits 660+ 650+ NO Restrictions ~500+ 400+ LTV Up to 80% Up to 80% Up to 65% Advance is not secured by real estate Up to 65% Loan Types Various Various 12 month balloon 1/29 ARM 1st 5 years I/O Rates From 5.99% From 6.99% From 13.99% From 10.99% Locations Nationwide  (except ak) Nationwide FLORIDA Program Specific Property Types Self-Storage Light Industrial Dry Cleaners Auto Services Mobile Home Parks Land (<40% LTV) Various others @ LOW LTVs Any business that collects $5k+ a month in credit card receipts is eligible 5-10 day fundings 3-4 Broker Pts! SFR (1-4 Unit), OO, or N/OO BK, Foreclosure, No Seasoning, Purchase & Refi Prop. Types (ALL COM'L PROGRAMS) Multi-Family (5+ Units), Apartment Buildings, Hotels, Office, Warehouse, Retail, Mixed-Use, Income Producing